You can build your own
personal MoreThan credit card with a choice of features to
suit your financial needs - the annual interest rate,
CashBack rewards and annual fee can all be set by you. See
how easy it is to build your own credit card with the
on-screen demo.
When you apply for a
morethan credit card , you’ll be able to choose from a
range of different ways to manage your account. Select
your services carefully: you could save by servicing your
account online.
As of 12th April 2007 we
will no longer be accepting any new applications for the
morethan credit card. If you are an existing customer,
you can visit the morethan site to view your account
Please use the table below to compare the latest credit cards on the market.
With the MORE TH>N Credit Card, the Interest
Rate, any Annual Fee, any CashBack Rewards and the APRs that
will apply will depend on the choices you make. We will charge a
handling fee on cash advances of 2% of the advance or £2,
whichever is the greater. You can change your card features for
free three times in any 12 month period. There is a £10
administration fee for each further change. Balance transfers
made in the first 6 weeks after you open an Account will each be
charged at a fixed introductory rate of 0% per annum for 5
months after the transfer has been made, unless paid off
earlier. Your payments will be applied towards balance transfers
before purchases and cash advances. If you pay more than the
minimum payment, this means the balances you transfer may be
paid off in full before the promotional five-month period ends.
Balance transfers will then be charged at the same variable
interest rate as for purchases and other amounts charged to the
account which, for example, with no annual fee, gives a
typical APR of 13.9%, except for cash advances, for
which a typical APR is 16.2%. Unless otherwise
indicated, all rates are variable. Monthly payments required.
The minimum monthly payment is the greater of the total of £5 or
2% of any outstanding balance transfer(s) plus £5 or 2% of any
other monthly balance, unless you owe less than £5 when the
whole amount is payable. Minimum balance transfer £100. Terms
and conditions apply to all MORE TH>N Credit Card benefits.
