0% Purchase Rate Cards

Another great incentive offered by the credit card companies is 0% rate on your purchases. This is set for a limited period (unusually 3 months) It gives the card holder the freedom to make purchases in that initial period without worrying about incurring credit card interest fees. We have listed Cards which offer the 0% rate below.

Product Details	Intro Balance Transfers	Transfer Fees	Intro Purchase Rate	Typical APR	Details	Apply
Egg Egg - Visa Credit Card	0% / 12 Months	3.0%	0% / 3 Months	16.9%
MBNA MBNA Platinum Plus card	0% / 12 Months	3.00%	0% / 3 Months	15.9%
Barclaycard Barclaycard Platinum Credit Card	0% / 12 Months	2.5%	0% / 3 Months	14.9%
Virgin Money Virgin Credit Card	0% / 13 Months	2.98%	0% / 3 Months	15.9%
Halifax Halifax Classic Card	0% / 13 Months	2.0%	0 / 3 Months	13.9%
Halifax Halifax Gold Card	0% / 13 Months	2.0%	0 / 3 Months	13.9%
Halifax Halifax Platinum Card	0% / 13 Months	2.0%	0 / 3 Months	13.9%
Royal Bank of Scotland RBS Card	0% / 13 Months	2.0%	0 / 3 Months	13.9%
HSBC HSBC Credit Card	n/a	2.50	0 / 12 Months	15.9%

Need help choosing a card, view our credit card guide

Choosing a Credit Card

If you have a credit card which has an outstanding balance, then maybe you should look to changing it. Many people forget they have money outstanding on their cards and just leave the balances to accrue interest. Why not make you card work harder and get the best rate for your debt.

Use our navigation bar on the left to choose which card might suit your needs. You can take a look at all the UK's credit card providers, check out which ones offer 0% on Balance Transfer, and even look for cards which offer rewards on your purchases