Capital One offers a variety of credit cards, lending products, and
deposit accounts and provides quality online account servicing. ...
Description: Among the largest issuers of major brand bank card products
worldwide
Platinum Card
0.00% interest for purchases -
fixed for
the first 3 months
Zero balance transfer rate for the life of the balance
when made in the first 18 months -
15.9%long term
APR for purchases
No internet fraud liability - if your account number
is used without your knowledge
Credit limit of up to £25,000
All applicants for a Capital One Platinum card must be aged 21
or over, receiving an income of £10,000 or more per annum and be
resident in the UK. Credit is available subject to status and
conditions. If your application is accepted, we will set a
credit limit. If you have applied to transfer the balance from
another credit card, we will transfer an amount according to
this limit. Your Capital One credit card will have a 0.00%
interest rate for purchases fixed for 6 months and 13.21% per
annum interest rate variable thereafter which gives an
APR of 10.9%
variable. The interest rate for balance transfers made in the
first six months is 3.94% p.a. variable, giving an
APR of 3.9% for
the life of the balance. For new balances transferred after 6
months the interest rate will be the same as the standard
variable purchase rate. If you do not manage your account as we
ask you to in your terms and conditions your risk may change
which may lead to your balance transfers made in the first 6
months being charged at the standard variable purchase rate. For
cash advances you will be charged 20.5% APR
variable (including a handling charge of 1.5%, minimum £2.00).
Charges and interest rates are variable. The minimum monthly
payment is 3% of the outstanding balance or £5, whichever is
greater. A written quotation is available on request. If you
have applied for a Capital One card in the last 6 months your
application may be declined. If you already have a Capital One
card, please do not re-apply. To help improve our service, we
may record/monitor calls to and from Capital One Bank (Europe)
plc, 350 Euston Road, London NW1 3JJ. The purchase APR takes
account of the introductory rate and standard rate.
