Want to sort out your finances, do home
improvements or would you like to have spare
cash to spend each month?* Just answer these 6
simple questions below and we’ll help you find a
homeowner loan that is right for you.
What is
a Homeowner Loan A homeowner loan is also known as a
secured loan. It's secured on your home,
like a mortgage, but it is separate from
your existing mortgage, so you can
choose different payment terms.
A low
rate homeowner loan can help people in
many circumstances, whether you're
raising money for something new or
paying off existing debts.
CAPITAL ONE CARD
Capital One UK Credit Card Offering
0% for any balances transferred until
1st September 2007
0% on purchases for 3 months
Credit limit of up to £25,000 if you transfer a
balance on application, up to £10,000 if you don't
2% balance transfer handling fee on amount
transferred
Typical
15.9% APR variable
All applicants for a Capital One UK Platinum card must be aged 21
or over, receiving an income of £10,000 or more per annum and be
resident in the UK. Credit is available subject to status and
conditions. If your application is accepted, we will set a
credit limit. If you have applied to transfer the balance from
another credit card, we will transfer an amount according to
this limit. Your Capital One credit card will have a 0.00%
interest rate for purchases fixed for 6 months and 13.21% per
annum interest rate variable thereafter which gives an
APR of 10.9%
variable. The interest rate for balance transfers made in the
first six months is 3.94% p.a. variable, giving an
APR of 3.9% for
the life of the balance. For new balances transferred after 6
months the interest rate will be the same as the standard
variable purchase rate. If you do not manage your account as we
ask you to in your terms and conditions your risk may change
which may lead to your balance transfers made in the first 6
months being charged at the standard variable purchase rate. For
cash advances you will be charged 20.5% APR
variable (including a handling charge of 1.5%, minimum £2.00).
Charges and interest rates are variable. The minimum monthly
payment is 3% of the outstanding balance or £5, whichever is
greater. A written quotation is available on request. If you
have applied for a Capital One card in the last 6 months your
application may be declined. If you already have a Capital One
card, please do not re-apply. To help improve our service, we
may record/monitor calls to and from Capital One UK Bank (Europe)
plc, 350 Euston Road, London NW1 3JJ. The purchase APR takes
account of the introductory rate and standard rate.
